
Mark 4:40 · World English Bible
Mark 4:40 Meaning He Said to Them
He said to them, “Why are you so afraid? How is it that you have no faith?”

Mark 4:40 · World English Bible
He said to them, “Why are you so afraid? How is it that you have no faith?”
The question put to the frightened mind is not a reproach but a mirror. Fear and faith cannot occupy the same thought at once, for one rests on the belief that danger is real and the other on the knowledge that it is not.
From the Christian Psychology reading below.
The same verse, read by 4 traditions.

CHRISTIAN PSYCHOLOGY
The question put to the frightened mind is not a reproach but a mirror. Fear and faith cannot occupy the same thought at once, for one rests on the belief that danger is real and the other on the knowledge that it is not. To ask why the mind is afraid is to point straight at the choice underneath the fear, the moment it decided to trust the storm instead of the calm.
The wonder in the question is genuine. From the vantage of love the terror makes no sense, because nothing was ever truly at risk. The mind is being shown that its fear was never forced upon it by circumstance but chosen, and that the same freedom which chose it can lay it down.

EGO & BEING
Fear arises the moment you believe the story your mind is telling about what is about to happen to you, rather than staying with what is actually happening now. The wind and the waves were real, but the terror was added by projection: the mind racing ahead into imagined drowning while the boat itself was still afloat.
Faith, understood this way, has little to do with believing correct ideas. It is the trust that remains when you stop needing the next moment to be controlled before you can feel steady in this one. The question is not really about the storm at all; it is asking why attention was given entirely to the frightening thought instead of to the stillness that was available underneath it the whole time.

BUDDHISM
Bhaya: Fear Dread that floods the mind the moment danger presses close. "Why are ye so fearful" turns the light onto the panic itself, asking the crew to watch the fear working in them and not only the water rising past their knees. Looked at directly, the fright becomes a signal that shows where the mind still clutches at safety, and meeting it with that steady question begins to loosen its grip.
Bhava-taṇhā: Craving to exist The thirst to keep on being, the will that wants another breath. Each wave breaking over the side threatens to end them, and the white-knuckle grip on the rail is that thirst laid bare for anyone to see. Turn the word "fearful" over and its underside is this hunger to survive; loosen the clutch even a little, and the same sea stops looking like a monster rising up to swallow them.
Saddhā: Faith, trusting confidence Confidence that sets its weight on something worthy, steady enough to be leaned on and tested. "How is it that ye have no faith" points straight to the missing ballast, the weight carried low in the hull that keeps a boat from rolling over. Lacking it, the crew tip with every swell like a hull with no keel; carrying it, they could ride the very same storm and stay upright.
Buddhānussati: Recollection of the awakened one Calling the teacher steadily to mind until the mind grows calm. The one who can still storms sits right there in the boat with them, yet the crew thrash at the waves and forget to turn to him, and turning toward him was the faith they lacked. An old instruction for a frightening place runs plain: bring the teacher to mind, and the dread drains away like water slipping through open fingers.
Upekkhā: Equanimity A mind that keeps its balance whatever the weather throws at it. Asleep in the stern while the boat bucks and pitches under him, he holds a poise the storm simply cannot reach. That steadiness feels the full force of the wind and stays level anyway, and such an even keel is the quiet answer to "why are ye so fearful."

SELF-HELP
Fear at full strength proves a person already owns faith; the only thing missing is where they aimed it.
Anyone who can build a vivid picture of the worst outcome and feel their body answer it has already proved they own the faculty that faith runs on. The picture sets the state, the state sets the emotion, the emotion decides what the hands do next.
Jesus treats fear and faithlessness as one condition, because they are one faculty with the aim reversed. Nothing had to be installed in those men; certainty was running at full power, pointed at the water rather than at the one asleep in the stern. Aimed that way, a person spends their strongest hours rehearsing losses, and the rehearsal trains the reaction before any storm arrives.
Christian Psychology lens
What did I choose to believe just before I became afraid?
We are not shaken by events but by the opinions we hold about them. The storm is outside; the judgment that calls it ruin was made inside, and can be unmade there.
The part of you that truly is cannot be cut, burned, drowned or blown away. Fear comes from mistaking yourself for the body in the wind.
It is not the flag that moves, nor the wind, but your own mind. Look there and the panic loses its footing.

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