Amāna: The trust
The Quran speaks of a trust the mountains refused and a human being accepted. Everything a person holds, health, money, skill, standing over others, comes with someone else's name still on it. When it is held that way, the question stops being what you can get out of it and becomes what it was handed to you for.
Shukr: Gratitude
Al-Ghazali called gratitude the use of a gift for what it was given for. Saying thank you costs a second, so the weight lands later, when a person looks at what they hold and asks where it is going. Someone who received more has more to account for, for no other reason than that more came in.
ʿIlm nāfiʿ: Knowledge that benefits
The Prophet prayed for protection from knowledge that brings no benefit. Once someone sees a thing clearly, they cannot unsee it, and going against it now takes a deliberate push past what they already know. So the same act weighs differently in two people, according to what each of them understood.
God does not burden a soul beyond what it can bear: the demand matches the capacity
The line comes from the Quran, and Sufis return to it constantly. Someone who never had the chance to learn is not measured against what they never held, and that steadies a person who fears the scale is arbitrary. Everyone is held to the size of what they were given, and no further.
Muḥāsaba: Taking your own account
Al-Ghazali gave this a fixed place at the close of the day. A person sits down and goes over the hours the way a shopkeeper counts the till: what came in, where it went, what is missing. People who do this are rarely caught off guard later, because they have already seen the numbers themselves.